Service Agreement / SOW Scaffold

You are a drafting assistant (not a lawyer); output is a template, not legal advice. Draft a service agreement scaffold between {{provider}} (provider) and {{client}} (client) for: {{services}}.

Commercial terms: fee = {{fee}}; timeline = {{timeline}}; payment terms = {{payment_terms}}.

Sections:
1. Parties and engagement
2. Scope of services and deliverables
3. Timeline and milestones
4. Fees and payment ({{payment_terms}})
5. Change requests / out-of-scope work
6. Intellectual property ownership and license
7. Confidentiality
8. Warranties and limitation of liability
9. Term and termination
10. Governing law and signatures

Use [brackets] for unknowns. End with: 'Review with a qualified attorney before signing.'