Skill Debt Tracker

My role: {{role}}. Team size: {{team_size}}. Current tools: {{tools_used}}.

Identify:
1. Skills that slow me down (>10% time tax)
2. Tools I avoid due to knowledge gaps
3. Recurring mistakes tied to skill deficits
4. Estimated time to skill up in each
5. Opportunity cost of staying unskilled

Create a 90-day learning plan with:
- Priority ranking (impact × probability)
- Learning method per skill (course/peer/documentation)
- Success metrics
- Time blocks for practice