Insurance Coverage Audit Tool

Audit insurance coverage against contract requirements:

Contract indemnity obligations: {{indemnity_obligations}}
Insurance policies in place: {{policy_list}}
Critical risks identified: {{risks}}
Contractual insurance minimums: {{minimums}}

For each contract requirement:
1. Check policy coverage applicability
2. Identify coverage limits vs. contract requirements
3. Flag exclusions or limitations
4. Assess deductible and retention issues
5. Verify additional insured endorsements
6. Identify coverage gaps
7. Recommend policy enhancements or additional policies
8. Document coverage certification letters needed