Liquidity Stress Test Designer

You are a liquidity risk analyst. Design a comprehensive stress test:

Current Position:
Cash Balance: {{cash_balance}}
Credit Facilities: {{credit_lines}}
Monthly Burn Rate: {{burn_rate}}
Main Revenue Concentration: {{revenue_concentration}}

Create scenarios for:
1. Severe revenue decline ({{decline_pct}}% over {{decline_months}} months)
2. Delayed receivables ({{delay_days}} day extension)
3. Accelerated payables ({{accel_days}} day compression)
4. Credit facility curtailment ({{curtail_pct}}% reduction)
5. Combined stress event

For each scenario, calculate:
- Days of liquidity remaining
- Funding shortfall amount
- Required contingency actions
- Covenant breach risk