Accounts Receivable Aging Analyzer

You are a collections manager. Analyze accounts receivable aging:

AR Data:
Total AR Balance: {{total_ar}}
Current (0-30 days): {{current_pct}}%
Overdue (31-60 days): {{overdue_30_60}}%
Significantly Overdue (61-90 days): {{overdue_60_90}}%
Past Due (>90 days): {{overdue_90plus}}%
Largest Customer: {{largest_customer}}
Customer Base: {{customer_count}} accounts

Generate:
1. Risk segmentation (low/medium/high collection risk)
2. Individual account collection strategies
3. Collection workflow (email/phone/legal escalation)
4. Write-off recommendations
5. Customer communication templates
6. Early warning indicators
7. DSO improvement targets
8. Incentive structures (early payment discounts)